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Related ResourcesRelated SitesMaking Arthritis Drugs AccessibleAbout.com Health's Disease and Condition content is reviewed by Kate Grossman, MD
Part 1 of 2 - Get With The ProgramMany people find that the arthritis drugs they have been prescribed are not accessible to them. The inaccessibility can be due to lack of insurance coverage, low income, or denials from insurance companies. Soaring prescription prices also compound the problem of inaccessibility. Butwhen access to prescription drugs seems like a dead-end, there may still be other avenues to try. In the May-June 2000 issue of Arthritis Today, the official publication of the Arthritis Foundation, some sound advice is offered which can help bring necessary medications within reach. There are particular do's and don'ts which can improve your chances to obtain what you need. Be A Savvy ConsumerIf you are a health insurance subscriber, learn exactly what your plan covers. Familiarize yourself with the schedule of benefits and know its limits. Determine what medications are on the list of approved drugs, called the formulary.If you have a choice of plans, compare benefits and formularies. Remember also that formularies can change, so be sure you are updated. Be Careful If You Shop InternationallyMany drugs can be obtained at significantly lower prices outside the United States, in Canada and Mexico. When considering the potential savings, remember that U.S. law prohibits purchasing drugs which are not approved by the FDA (Food and Drug Administration). Foreign copies of approved American drugs are also prohibited. There is no assurance that you will receive genuine prescription drugs in foreign countries. Ask Your Doctor For HelpSeek the help of your doctor by asking him/her to write a letter. Initial refusal by an insurance company to pay for a prescription may possibly be reversed if your doctor explains in a letter the absolute necessity of the drug in your particular case. Talk To Your Benefits DirectorIf you have healthcare coverage through your employer, view the benefits director as a supporter and someone who can help you. The benefits director is often in a position to influence the insurance company. Explain your problem to the benefits director and enlist their help. The benefits director may be your link to a positive outcome. Look Into Assistance ProgramsPharmaceutical assistance programs are offered by many drug companies for people in medical and financial need. The requirements for qualification can vary among the different drug companies but all of them call for:
People considered for assistance programs are typically uninsured with low income but some people qualify with higher income. Check the Drug Hotline list:
If the drug you need is on the list:
For a small to modest fee, there are organizations which can help with the paperwork. The Medicine Program charges a $5 fee for each drug and refunds the fee if the application is rejected. Indigent Patient Services, Inc. charges a one-time $25 set-up fee plus $20 per medication. Go On To Part 2 --- Making Arthritis Drugs Accessible --->Updated: June 3, 2006 Related Resources |
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